A Comprehensive Resource & Complete Platform To Help You Grow Your Business.
Creative Financial Services is an affiliate office of CPS—a nationwide group of independent Insurance Marketing Organizations and BGAs making it the nation’s leading independent marketer of individual products to successful financial and insurance professionals.
Specializing in Life, Annuities, Disability Income, and Long-Term Care products, our organization offers the most comprehensive resource for top contracts with premium products and services through our insurance company relationships cultivated over four decades.
We are a values-based organization providing among the industry’s best products, compensation, services, and support to the insurance and financial services advisors and companies contracted with us. Today, we enable our forward-thinking affiliates and clients to succeed, in business and in life.
Our Mission
Our mission is to love as many people as possible every day while providing opportunities, protection, and peace of mind to our families, colleagues, and communities.
The Advantage Of CPS
Over Four Decades Of Experience
Industry leading experience, a proven turn-key system, shared best practices and comprehensive practice-building resources.
CPS Insurance Services is the nation’s leading independent marketer of individual products to successful financial and insurance professionals. We are a comprehensive resource and complete platform to help you grow your business.
With over four decades in the industry, we are an engine with a full range of products, knowledge, and services to support your business.
Expertise
A Personalized Commitment To Excellence
At CPS, we are committed to providing industry-leading products, service, and support through exceptional people. We stay current with today’s changing products, trends and regulations, providing the latest information through our highly trained experts, available to support and assist you with services to build your business.
Personalized Service & Support
Personal. Professional. Empowering.
At CPS, we take pride in our ability to provide seamless, personalized back office support and services. Operating as a virtual extension of your office, CPS will empower you to streamline your business for success. From 24-hour turnaround proposal services and point-of-sale support to advanced case design and management, our team of experienced professionals is always ready to assist. Rely on us for no-nonsense recommendations, objective analysis, sound strategies, industry insights, candid opinions, and smart solutions.
By bridging the gap between our carriers and our financial professionals, CPS connects people with what they need to excel, and our experience and resources create excellence. We’ve earned our producers’ trust by consistently meeting their needs and exceeding their expectations. You can rely on our extensive, personalized back office support to put you on the fast track to success.
– A Complete, Organized Platform
– Access to all Major Life Insurance Companies at the Highest Compensation Levels
– Advanced Case Design
– Application Processing with Status Reports
– Capitalize on Non-Core Business Lines Without Increasing Overhead
– Efficiency & Cost Effectiveness
– Established Partnerships
– Field Underwriting Expertise
– Four Decades of Industry Best Practices & Expertise
– Highly Personalized Service & Rapid Response
– Leverage Professional Expertise and Practice Management Solutions
– Licensing and Contract Processing
– Personalized and Resource Driven to Help You Grow Your Business
– Point-of-Sale Assistance
– Policy Processing with Case Management Assistance
– Premium Products
– Reliable Resources
– Strategic Consulting
– Up-to-Date, Real-Time Industry Knowledge and Instant Access to Products Through the Best Information Technology Platform in the Industry
– 24-Hour Turnaround Proposal Services
Established Partnerships
Elevating Your Success
CPS is a well-established leader and exceptionally positioned in the industry. The carrier relationships we’ve cultivated over the past four decades distinguish us and enable us to offer truly unsurpassed products, services and support.
We’ve built our reputation of success by always operating with integrity and an underlying spirit of collaboration and partnership towards the benefit of our producers.
Connect and capitalize on the synergy of services.
Reliable Resources
Tools And Resources At Your Fingertips
We deliver an advanced set of online tools and materials supporting all areas of your business. We provide you with up-to-date information and seamless usability that makes it easy to accomplish your business goals.
Through our website we support you with:
– Applications and Forms
– Case Status Live – Online Case Details
Contracting Process Simplified Program
Sales Tools and Presentations
Vital Signs – Carrier Rating Reports
Vital Term/UL/LTC – Rate Spreadsheet Programs
Efficiency
Fast. Responsive. Detailed.
We understand that in this day and age, information travels quickly and you need to be able to react promptly.
At CPS, we pride ourselves on our speed and efficiency, without sacrificing professionalism and quality. Our specialists are the best in the industry and are always on call getting proposals turned around quickly, often within minutes.
Complete. Comprehensive. Products.
Building Financial Security
We pride ourselves on providing our valued producers a comprehensive portfolio of insurance-related products and services.
Annuities
– Fixed
– Indexed
– Multi-Year Guarantees
– Single Premium Immediate Annuities
– Structured Settlements
– Terminal Funding
Life Insurance
– Guaranteed and Simplified Issue
– Impaired Risk
– Indexed Life
– Term Life
– Universal Life
– Whole Life
Long Term Care
– Association Groups
– Executive Carve-outs
– Individual and Joint
– Linked Benefit Products
– Multi-Life: Large and Small Employer Groups
Specialty Products
– Accidental Injury Insurance
– Critical Illness
– Disability Income
– Linked Benefits
– Medical Supplement
– 401k
Core Values
We never forget that we have the ability to make a significant difference in the lives of others. We ensure that our passion and pride is demonstrated in everything that we do and every product and service that we represent.
Creativity is the driving force that continues to move CPS forward. To remain competitive, we must continue to use innovative thinking and take risks. We thrive in this environment by constantly bringing fresh perspectives, reinventing business processes and creating innovative strategies and meaningful solutions.
We never forget that our clients have a choice as to where they can do business. Therefore, we are committed to offering best-in-class service and are dedicated to optimizing tried-and-true standards and processes. We collectively share accountability for gaining our clients’ loyalty and trust. No matter what our role within the company, the goal is to be the best that we can possibly be. Evolution should be constant through our efforts to always search for a better way to do our work.
We develop trust by upholding the highest ethical standards and practices. We emphasize our commitment to act with integrity and honesty in all interactions with our clients, fellow team members and our communities. We treat others as we wish to be treated – no excuses.
We never forget that we have the ability to make a significant difference in the lives of others. We ensure that our passion and pride is demonstrated in everything that we do and every product and service that we represent.
Strategic Carrier Providers
Testimonials
Here’s what just some of our clients have said
I have been meaning to relay my gratitude to you for all the help and guidance that you have been providing along with the continued good handling of issues as they arise around the several 401k client plans we have been working on together. Your insight, mastery, and professionalism have made things a delight. Thank you for all the help! My processes and approach have been enriched because of your guidance and subject matter expertise. And for that, I am enriched professionally and personally. May I someday be able to pay it forward.
John Walsh — Columbus, Ohio
The Annuity Team at CPS is best in class! The knowledge and know-how they possess is far superior than any other firm I have worked with. I very much appreciate the support they provide me.
Kayoko Nihei
We partnered with CPS in 2014 and not only has it been pleasant but also an extremely educational experience. They are key to our agency and have the tools necessary to meet the needs of our clients. Their team is exceedingly knowledgeable and will give you step by step guidance on completing applications, quoting, and electing the right carrier for your clients. They have been a game changer for our agency and we look forward to continuing our business relationship with them for years to come.
Adam Beach, President of Beach Financial Group
CPS is superb to work with. We appreciate their prompt responses, attention to detail, and expertise from running illustrations to finalizing a policy. Customer services at its finest! We have found CPS to be a “5 Star” rating and highly recommend working with CPS.